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A wooden table displaying piles of US dollar banknotes alongside a judge's gavel and financial documents, symbolizing legal debt collection procedures in Türkiye.

Last updated: 10 October 2026

Quick answer

Ordinary enforcement without a judgment generally allows seven days from service to pay or object (Articles 60 and 62). Bills-of-exchange enforcement has different ten-day payment and five-day challenge periods under Article 168. The served order and statutory day-calculation rules must be checked.

Debt recovery in Türkiye depends on the document supporting the claim, the type of enforcement proceeding and valid service of the payment order. A single deadline does not apply to every payment order.

Before enforcement: the demand letter

Many creditors first send a formal demand letter (ihtarname), usually through a notary. It is not a precondition for starting enforcement, but it gives the debtor a final deadline and creates dated evidence. Where no performance date was fixed, a debtor whose debt is due falls into default on receiving the creditor's notice, and default interest runs from then (Turkish Code of Obligations, Articles 117 and 120).

Payment and objection deadlines

  • Ordinary enforcement without a judgment: the general payment and objection period is seven days from service. An objection is submitted to the enforcement office; a challenge to a signature must be stated expressly (Enforcement and Bankruptcy Law, Articles 60 and 62).
  • Enforcement based on bills of exchange: Article 168 provides a ten-day payment period and five-day periods for specified challenges, including objections concerning the debt or signature. These are directed to the enforcement court. The remedy and its effect on enforcement differ from ordinary proceedings.

These are statutory day periods, not a universal “five business days” rule. Under Article 19, the day of service is excluded from a period expressed in days; if the final day is an official holiday, the period ends on the following working day. The served order and applicable service rules must be checked before calculating a deadline.

What happens after an objection?

A timely objection in ordinary enforcement generally stops the challenged enforcement. The creditor must select the appropriate remedy:

  • Annulment of objection (itirazın iptali): Article 67 allows an action within one year from service of the objection on the creditor. The competent court depends on the legal relationship; it is not always the civil court of first instance.
  • Lifting of objection (itirazın kaldırılması): Article 68 provides a distinct enforcement-court remedy, generally within six months from service of the objection, where the required categories of documents exist. It is not interchangeable with an annulment action.

Different rules apply to judgment enforcement and other special proceedings. An objection in a bills-of-exchange proceeding does not have the same automatic effect as an ordinary objection.

Is additional 20% compensation automatic?

No. Article 67 provides for compensation of not less than 20% when its legal conditions are met and the opposing party requests it. It can concern an unjustified debtor objection or a creditor's unjustified and bad-faith proceeding. Winning the principal debt claim does not by itself establish every condition for additional compensation. See the guide to the 20% compensation rule.

Documents, costs and recovery

Relevant material may include contracts, invoices, delivery records, account statements, correspondence, debt acknowledgements and bills of exchange. Court and enforcement charges vary with the amount and procedure. Attorney fees must be assessed separately under the applicable tariff and agreement; there is no universal USD filing-cost package.

A successful judgment or enforcement order does not guarantee collection: assets, competing claims, insolvency and available enforcement measures matter.

Legal sources

General information, updated 10 October 2026. The applicable procedure and deadlines require assessment of the individual file.

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